Owning a HOME
is easier than
you think.
Unlock Your Dream Home with
Expert Mortgage Solutions
Let’s make buying a home easy! I’ll help you find the perfect mortgage and the best rates, so you can focus on making your dream home yours.
INTRODUCING
Marylou
Edwards
With over 25 years in the mortgage industry, I’m dedicated to making the home loan process simple and stress-free. I believe in clear, open communication and work closely with all parties to ensure everything runs smoothly. With a business degree and in-depth knowledge of mortgage products, I provide solutions tailored to your needs. As a licensed professional with NMLS and DRE certifications, I bring both expertise and integrity to every transaction. Known for quick closings, I’m committed to delivering efficient results. Fluent in both English and Tagalog, I’m here to make your experience as smooth and pleasant as possible.
What I can do for you
Home Purchase Loans
Whether you’re a first-time homebuyer or looking to upgrade, I will guide you through every step of the process. With competitive rates and flexible terms, I will help you secure the best mortgage option, ensuring a smooth and stress-free home buying experience.
Featured Videos
Rejuvenate your Retirement with Reverse Mortgage
What is a Reverse Mortgage?
A reverse mortgage lets seniors convert home equity into cash, with the lender making payments to you. Funds can be received as a lump sum, monthly payments, or a line of credit. You can use the money for living expenses, medical bills, home improvements, or even travel—all while staying in your home. The loan is repaid when you move out, sell the house, or pass away.
How it works
Eligibility
You must be 62 years or older, live in your home as your primary residence, and have enough equity in your home.
Loan Payout Options
You can choose how to receive the funds — as a lump sum, fixed monthly payments, or a line of credit.
Repayment
Unlike traditional mortgages, there are no monthly payments, and the loan is repaid when you sell, move out, or pass away.
Benefits
No Monthly Payments
You don’t need to worry about making monthly mortgage payments, freeing up cash for other needs.
Stay in Your Home
You can stay in your home as long as you meet the requirements and maintain the property.
Access to Cash
Convert the equity in your home into usable funds to cover living expenses, medical bills, home improvements, or enjoy the extra cash for whatever you need.
Wondering how much your home is worth?
Get a free, detailed net equity report to see exactly how much your home is worth and what you could gain!
Check Today’s Mortgage Rates
